Abberly Place Apartment Homes

500 Abberly Crest Boulevard, Garner, NC 27529
Call: 844-230-1753 Email View Map

Opens: Monday-Friday: 9A-6P | Saturday: 10A-5P | Sunday: 1P-5P

Apartments Raleigh NC Blog

Save in 2015: Stop Wasting Money On These Things – Garner, NC

Joseph Coupal - Friday, January 16, 2015

If you live in an apartment in Garner, NC one of your New Year’s Resolutions was probably to start saving more money in 2015. In fact, one of the most common questions on the Family Feud is “Name something people wish they had more of.” The #1 answer is always: money. Even though so many people want more money it’s amazing how much money people waste on dumb things they don’t need. Here some things people frequently waste money on:

Expensive Coffee

That’s right, Mrs. Skinny, No Whip, Double Soy Mocha latte with a shot of espresso. That cup of coffee will be $4.50. $4.50…for coffee?!? If you bought cheaper coffee and invested $3.50 a day starting at age 25 with an average interest rate of 6.5% you would have $225,000 extra when you retire!

High credit card interest rates

The average American household with at least one credit card has nearly $16,000 in credit card debt. With interest rates in the high-teens, you could flush a lot of money down the toilet every month on credit card interest payments. However, it’s possible to save hundreds of dollars a year by reducing your credit card interest rate through debt consolidation.

Some places let you borrow between $2,000 and $35,000 towards debt consolidation or other personal expenses. Your interest rate could be as low as 6.73% with payback terms of 1, 3, or 5 years. Consolidating your high interest credit card debt into a lower rate could save you hundreds, if not thousands of dollars, of wasted money.

Overpriced car insurance

Everyone knows that having car insurance is required by law. But there’s nothing in the law about having overpriced car insurance! Many people are over-paying for their car insurance every month and don’t even know it. Have you shopped around for rates recently? If not, you could be wasting money every month.

Websites like make it easy to compare multiple car insurance quotes in just a few minutes so you can compare rates and save.

ATM Fees From Your Bank

Sometimes when you need cash the $3 fee does not seem like much. But if you frequently take out small amounts of cash the ATM that fee can add up. Save yourself the $3 by going into your bank and taking out larger sums of cash less frequently. (Of course be sure that you’re not spending more than $3 in gas to go there!)

Expedited shipping

Unless you absolutely need something right away, don’t pay more for faster shipping. Take a deep-breath and wait the few extra days for standard shipping. You can spend that money better elsewhere.

Brand-name products

There’s nothing like social pressure to make you waste your money on things you don’t need. A family of four may spend as much as $500 a month extra shopping for brand-name goods vs. generic goods of similar quality. If you spent $100 less and bought generic products you could invest the savings towards your retirement instead!


It’s always tempting to spend extra money on little things here and there, but always be sure to have a firm grasp on everything you spend money on and look at the big picture of your spending habits. You may be surprised to learn how much money you can save by cutting back on a few things!


Abberly Place Apartment Homes

500 Abberly Crest Boulevard, Garner, NC 27529

Call: 844-230-1753
View Map

Opens: Monday-Friday: 9A-6P | Saturday: 10A-5P | Sunday: 1P-5P