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500 Abberly Crest Boulevard,
Garner, NC 27529

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Some Questions to Ask Yourself When Deciding to Buy or Rent

Joseph Coupal - Friday, January 27, 2012

Perhaps you are relocating to the  Raleigh area and you have just started the search for a home.  Regardless of where you are in your home search, consider some questions before you decide between renting and owning a home. Buying a home is a big commitment both financial and otherwise, so take the time to weigh pros and cons.

Here are a few questions you should ask yourself:

Will I own it for at least five years?

The most important question to ask before you consider buying a home is whether you will own it for a long time. People buy homes as an investment and  five years, maybe even more today, is about the break-even point for earning appreciation in value. If you don’t plan on holding the property for longer than five or more years, don’t buy it! Renting a home is NOT necessarily throwing money away. Buying and selling quickly will usually leave you worse off financially.

Can I afford it?

It is more expensive to own a home than you think.  Even if you qualify for the loan amount, you need to make sure YOU can afford it. Lenders don’t take into account home maintenance costs, expenses, health care expenses, expensive lifestyles and habits, etc. So make sure that you can comfortably afford your housing payment, still pay your other bills, and still save at least a little more for retirement. Also, if you are not sure of your continued employment situation, don’t buy a home.

Do I know about the neighborhood?

Did you do adequate research, look at enough properties, and learn the neighborhoods. If you just moved into town or if you don’t know the area, rent an apartment in Garner for a while. Get to know the city.
For information on Abberly Place Apartment Homes in Garner, NC, contact us.

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